Archive for the ‘Health Care’ Category

T H E – S O L U T I O N – I S – S I M P L E

  • With all the confusion surrounding the Affordable Care Act (Obama Care), there is one question I keep hearing (I will paraphrase as the question is asked many different ways).
    “Who will pay for my medical care?” Please notice the word ‘who’. Even television insurance advertisements ask the question “Who will pay?” Never, “How will I pay?”

  • A simple solution to this major problem does exist, and has been proposed (in one form or another) by many fiscal conservatives for years. Now it’s time to take another look at this extremely simple solution.

  • A Medical Savings Account.

  • It goes like this: Whatever Obama Care says your Health Insurance Premium should be, you will be required [by Law] to deposit that amount [monthly] into your mandatory Health Savings Account. You will be paying the premium anyway, why not into your own account rather than give it to an insurance company? And, like all Saving Accounts, it earns Interest.
    Some will say, “With this plan I can’t get sick for three years – before it will be able to pay for my medical needs.” ▬► I say, “NOT TRUE!” For new accounts with few deposits, the Government can guarantee that the account is able to pay-out an amount equal to five years of monthly premiums (deposits).

  • Pay Your Own
  •  
  • The average middle-middle income in the US is $52,000.00 (give or take), and let’s say your monthly premium for ‘Gold’ coverage is $1,000.00 per month. This is 23% of your income, and yes, I know this is high – let’s hope it will actually be lower, on average, for the majority of Tax paying wage earners.
    The above example will yield the following results: At the end of the first year you will have saved $12,000.00, and with the Government guarantee you can cover up-to $60,000.00 in medical expenses.
  • Yes, it’s that simple, and you are not supporting Insurance Companies. This will not put them out of business as they will still offer Auto, Home, Business, Life, etc. insurance, as well as major catastrophic medical insurance for those wishing additional coverage.
    With the example presented, during the first five years you will have a guaranteed account that should be more than enough to cover most, if not all of your medical expenses, and since this is YOUR MONEY, you will be less likely to spend it in any frivolous manner.

  • The money in your Medical Savings Account will be for medical expenses ONLY, and will not be available for any other need. From day one, and all the way to your 70th year, your Medical Savings Account will pay your medical expenses. At age 70 you will qualify for Social Security and be covered by Medicare. At that time your Medical Savings Account will convert to a regular Savings Account – your retirement will be financially secure. → Let’s say you started at age 20. By your 70th birthday you will have saved $600,000.00 plus interest and less any medical expenses.
    Look, you are going to pay a Health Insurance Premium anyway, why not pay it to your own account?

  • Additional problems need to be addresses like Tort Reform (put an end to endless, stupid law suits), and the ability for ALL Insurance Companies to be able to sell their products in all 50 states – let’s put an end to special interest minorities imposing extra burdens on the majority (IF YOU DON’T EARN IT, YOU DO NOT HAVE A RIGHT TO IT – simple as that). The rest of us work for our income, why should we give some of it to you just because you are too lazy to get a job? Special needs, because of special circumstances will always be covered, but the rest of you can earn your own way, or suffer the consequences of your own actions (or inactions) – you must earn your own way and stop relying on others to take care of you – we won’t, not any more.

  • Also visit  http://www.poetsailor.net/

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President Obama May Be Trouble

Obama’s Solicitor General, and recent appointment to the bench, has leaked to Obama the courts vote of last Friday was 5/4 to strike down Obama’s health care law. Look to see the Democrats heavy hand in trying to get the decision changed before the June announcement. Obama May Be In Deep Trouble with Chief Justice John Roberts, US Supreme Court
Anthony G. Martin – North St. Paul News

According to sources who watch the inner workings of the federal government, a smack-down of Barack Obama by the US Supreme Court may be inevitable. Ever since Obama assumed the office of President, critics have hammered him on a number of Constitutional issues. Critics have complained that much, if not all of Obama’s major initiatives run headlong into Constitutional roadblocks on the power of the federal government. Obama certainly did not help himself in the eyes of the Court when he used the venue of the State of the Union address early in the year to publicly flog the Court over its ruling that the First Amendment grants the right to various organizations to run political ads during the time of an election. The tongue-lashing clearly did not sit well with the Court, as demonstrated by Justice Sam Alito, who publicly shook his head and stated under his breath, ‘That’s not true,’ when Obama told a flat-out lie concerning the Court’s ruling. As it has turned out, this was a watershed moment in the relationship between the executive and the judicial branches of the federal government. Obama publicly declared war on the court, even as he blatantly continued to propose legislation that flies in the face of every known Constitutional principle upon which this nation has stood for over 200 years. Obama has even identified Chief Justice John Roberts as his number one enemy, that is, apart from Fox News and Rush Limbaugh, Beck, Hannity and so on. And it is no accident that the one swing-vote on the court, Justice Anthony Kennedy, stated recently that he has no intention of retiring until ‘Obama is gone.’ Apparently, the Court has had enough. The Roberts Court has signaled, in a very subtle manner, of course, that it intends to address the issues about which Obama critics have been screaming to high heaven. A ruling against Obama on any one of these important issues could potentially cripple the Administration. Such a thing would be long overdue. First, there is ObamaCare, which violates the Constitutional principle barring the federal government from forcing citizens to purchase something.
And no, this is not the same thing as states requiring drivers to purchase car insurance, as some of the intellectually-impaired claim. The Constitution limits the

FEDERAL government, not state governments, from such things, and further, not everyone has to drive, and thus, a citizen could opt not to purchase car insurance by simply deciding not to drive a vehicle. In the ObamaCare world, however, no citizen can ‘opt out.’
Second, sources state that the Roberts court has quietly accepted information concerning discrepancies in Obama’s history that raise serious questions about his eligibility for the office of President. The charge goes far beyond the birth certificate issue. This information involves possible fraudulent use of a Social Security number in Connecticut, while Obama was a high school student in Hawaii, and that is only the tip of the iceberg.
Third, several cases involving possible criminal activity,
conflicts of interest, and pay-for-play cronyism could potentially land many Administration officials, if not Obama himself, in hot water with the Court.
Frankly, in the years this writer has observed politics, nothing comes close to comparing with the rampant corruption of this Administration, not even during the Nixon years. Nixon and the Watergate conspirators look like choirboys compared to the jokers that populate this Administration.
In addition, the Court will eventually be forced to rule on
the dreadful decision of the Obama DOJ suing the state of Arizona. That, too, could send the Obama doctrine of open borders to an early grave, given that the Administration refuses to enforce federal law on illegal aliens.
And finally, the biggie that could potentially send the entire house of cards tumbling in a free-fall is the latest revelation concerning the Obama-Holder Department of Justice and its refusal to pursue the New Black Panther Party. The group was caught on tape committing felonies by attempting to intimidate Caucasian voters into staying away from the polls. A whistle-blower who resigned from the DOJ is now charging Holder with the deliberate refusal to pursue cases against Blacks, particularly those who are involved in radical hate-groups, such as the New Black Panthers, who have been caught on tape calling for the murder of white people and their babies. This one is a biggie that could send the entire Administration crumbling — that is, if the Justices have the guts to draw a line in the sand at the Constitution and the Bill of Rights.

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